Xoom Review: UK to India Money Transfers
Xoom is a digital money transfer service owned by PayPal. Leveraging PayPal's global infrastructure, Xoom offers reliable transfers to India with multiple delivery options including bank deposit and cash pickup.
Founded 2001 San Jose, USA FCA regulated (via PayPal)
4.7Trustpilot
Live Xoom Rates
Sending:
Debit Card→UPI
Rate: 124.9318Fee: FREEMinutes
₹1,24,931.80
Debit Card→Bank Deposit
Rate: 124.9068Fee: FREEMinutes
₹1,24,906.80
Credit Card→UPI
Rate: 124.9318Fee: FREEMinutes
₹1,24,931.80
Credit Card→Bank Deposit
Rate: 124.9068Fee: FREEMinutes
₹1,24,906.80
Bank Transfer→UPI
Rate: 124.9318Fee: FREEMinutes
₹1,24,931.80
Bank Transfer→Bank Deposit
Rate: 124.9068Fee: FREEMinutes
₹1,24,906.80
Fees & Exchange Rates
Xoom charges a flat fee per transfer that varies by payment method. Bank-funded transfers have the lowest fees. The exchange rate includes a markup over the mid-market rate.
How You Pay
Bank Transfer
Debit Card
Credit Card
How They Receive
Bank Deposit
Cash Pickup
Transfer Speed
Bank deposits to India often arrive within minutes. Cash pickup is available within minutes at partner locations across India.
How to Send Money with Xoom
Visit Xoom to get started with your transfer.
Safety & Trust
FCA regulated (via PayPal)
Pros & Cons
Advantages
- Backed by PayPal with strong financial security
- Can pay with PayPal balance
- Multiple delivery options in India
- Fast processing times
- Reload phones and pay bills in India
Disadvantages
- Exchange rates include a markup
- Fees can be higher than dedicated remittance services
- Must create separate Xoom account even with PayPal
