XE Review: UK to India Money Transfers
XE is best known for its popular currency converter website, trusted by millions since 1993. Now part of the Euronet group, XE also offers international money transfers with competitive rates and no transfer fees on most transactions.
Founded 1993 Newmarket, Canada FCA regulated
Live XE Rates
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Fees & Exchange Rates
XE advertises no transfer fees. However, the exchange rate includes a markup over the mid-market rate, which is how XE earns revenue. The total cost is embedded in the rate rather than shown as a separate fee.
How You Pay
Bank Transfer
Debit Card
How They Receive
Bank Deposit
Transfer Speed
XE transfers to India typically take 1-4 business days depending on the payment method and recipient bank. Some transfers may arrive sooner.
How to Send Money with XE
Visit XE to get started with your transfer.
Safety & Trust
FCA regulated
Pros & Cons
Advantages
- No transfer fees on most transactions
- Trusted brand with 30+ years of currency expertise
- Competitive exchange rates
- Rate alerts and currency tracking tools
- Part of Euronet group with strong financial backing
Disadvantages
- Exchange rate markup is not separately disclosed
- Fewer delivery options than some competitors
- No cash pickup in India
- Transfer speed can be slower than specialists