What is the best way to send money from UK to India?

The best way depends on your priorities. Use RemitServe to compare live rates from providers like Wise, Remitly, Western Union, WorldRemit, Xoom, and MoneyGram. We show you the exact amount your recipient will receive, helping you find the best deal based on exchange rate, fees, and transfer speed.

How often are exchange rates updated on RemitServe?

Our exchange rates are updated hourly to ensure you always have access to the most current information for making informed decisions about your UK to India money transfers.

Is RemitServe free to use?

Yes, RemitServe is 100% free to use. We compare rates from multiple providers at no cost to you. We may earn a commission when you complete a transfer through our partner links, which helps keep the service free.

Are the money transfer providers on RemitServe regulated?

Yes, all providers we compare are authorized and regulated by the Financial Conduct Authority (FCA) in the UK. This ensures your money transfers are safe and secure.

How long does it take to send money from UK to India?

Transfer times vary by provider, ranging from instant to 1-2 business days. Wise and Remitly often offer instant or same-day transfers, while other providers may take 1-2 days. Our comparison shows estimated delivery times for each provider.

Is RemitServe really free to use?

Yes, 100% free. We compare rates at no cost to you. We may earn a small referral commission when you complete a transfer through a partner link, but this never affects the rate you see.

How do you get your exchange rates?

We fetch live exchange rates directly from each provider every hour via API connections. The rate you see is the actual rate offered, not estimates.

Is my money safe when sending money to India?

Yes. We only list providers authorised and regulated by the Financial Conduct Authority (FCA) in the UK. All providers use bank-level 256-bit SSL encryption and are required to safeguard customer funds under UK financial regulations.

How long does a money transfer from UK to India take?

Transfer times vary by provider and delivery method. Bank deposits typically arrive within minutes to a few hours during banking hours. UPI delivery via Remitly is often instant. Cash pickup at agents like Western Union or Ria can be collected within minutes. Bank-to-bank transfers from traditional providers may take 1–2 business days.

What is the cheapest way to send money from UK to India?

The cheapest option depends on the amount you're sending. For most amounts, Wise offers the lowest total cost thanks to its mid-market exchange rate with no markup. Remitly and TapTap Send often have zero fees but include a small exchange rate markup. Our comparison tool shows the total INR received after all fees and rate markups, so you can easily find the best deal.

How much does it cost to send £1,000 to India?

Costs vary by provider and change regularly. Wise charges a transparent fee with the real mid-market exchange rate. Remitly charges a small fee but often waives it for new customers. TapTap Send charges zero fees but includes a margin on the rate. Use our comparison tool at the top of this page to see the exact cost for your amount today, as fees can change at any time.

Is Wise or Remitly better for India transfers?

Both are excellent choices but suit different needs. Wise offers the real mid-market exchange rate with no markup, making it consistently cheap for regular senders. Remitly offers instant UPI delivery, cash pickup options, and promotional rates for new customers. Use our comparison to see which gives you more INR for your specific amount.

Can I send money to India via UPI?

Yes. Remitly supports instant UPI delivery to India. Simply provide the recipient's UPI ID during the transfer process. Not all providers support UPI. Most offer bank deposit and some offer cash pickup.

Do I need an account to compare rates?

No account needed on RemitServe. Simply enter your send amount and click "Compare Providers" to instantly see live rates from 15+ providers. You only need to register on the provider's own platform when you're ready to send.

Are exchange rates better during certain times?

Exchange rates fluctuate throughout the day based on forex markets. GBP to INR rates are generally most active during UK and Indian banking hours (8am–5pm GMT). Setting a rate alert on RemitServe lets you get notified when the rate reaches your target, so you never miss a good rate.

🇬🇧 GBP → 🇮🇳 INR · United Kingdom to India

Send Money to Indiawith Confidence

Get the best exchange rates and lowest fees for your UK to India transfers.

50k+ usersFCA-regulatedLive rates

50k+ users FCA-regulatedLive APIs syncing

Wise, Remitly, Western Union, WorldRemit and others. We sort by total INR to your recipient after fees.

Why 50,000+ users trust RemitServe

💸

100% Free, Always

No subscription fees or hidden costs. Our comparison tool is free for everyone.

⚖️

Independent & Unbiased

We rank providers by real value, not commission. Your best deal is our only goal.

⚡

Real-time Rates

Right now, the best provider gives your recipient 6,297 INR more than a typical UK bank transfer.

Top providers · GBP → INR

Sorted by most INR your recipient gets, after all fees

Best overallBest balance of rate, fees & speedBest balance of rate, fees & speed

4.6Excellent· TrustpilotNew customer offer

Exchange rate₹127.53

~0.97% better than mid-market

Fee FREEPromoNew customer rate: first £1000 at ₹127.53, rest at ₹126.02

Recipient gets

₹1,27,530.00

+₹1,164.00 more than next bestSave ₹6,297.00 vs bank

SpeedInstant

Pay withBank transfer

Arrives viaBank DepositUPI

Transfer timeInstant

You pay1,000 GBP

Transfer fee£1.99FREE

Exchange rate× 127.5300

~0.97% better than mid-market

Recipient gets₹1,27,530.00

+₹1,164.00 more than next bestSave ₹6,297.00 vs bank

Send with Remitly

Money-back guarantee5M+ customers worldwide

Other options

4.3Excellent· TrustpilotNew customer offer

Exchange rate₹126.37

Fee FREEPromoExclusive rates & £0 fee on your first transferHELLORIA

Recipient gets

₹1,26,365.64

Save ₹6,239.00 vs bank

Speed2–3 days

Pay withCredit card

Arrives viaBank Deposit

Transfer time2–3 days

You pay1,000 GBP

Transfer fee£2.00FREE

Exchange rate× 126.3656

Recipient gets₹1,26,365.64

Save ₹6,239.00 vs bank

Use codeHELLORIA

Get this rate

40+ years in business160+ countries served

4.3Excellent· TrustpilotNew customer offer

Exchange rate₹126.36

~0.05% better than mid-market

Fee FREEPromoZero fee on your first transfer

Recipient gets

₹1,26,360.00

Save ₹6,239.00 vs bank

Speed1–4 hrs

Pay withBank transfer

Arrives viaBank Deposit

Transfer time1–4 hrs

You pay1,000 GBP

Transfer fee£3.00FREE

Exchange rate× 126.3600

~0.05% better than mid-market

Recipient gets₹1,26,360.00

Save ₹6,239.00 vs bank

Get this rate

Low 0.3% fee, min £1.50FCA regulated

Waiting for a better rate?

Set an alert and we'll notify you instantly.

How RemitServe Works

Three simple steps to find the best rate for your transfer.

Enter Amount

Select the currencies and amount. We fetch real-time data from 10+ providers instantly.

Compare & Choose

Filter by speed or cost. Our algorithm highlights the absolute best value for your transfer.

Send Securely

Click to the provider and complete your transfer. Your funds are protected by global regulations.

How Much Does It Cost to Send Money from UK to India?

The total cost of sending money to India depends on two factors: the transfer fee charged by the provider, and the exchange rate markup applied to the GBP to INR rate. Some providers advertise zero fees but include a higher markup on the exchange rate, so it is important to compare the total amount your recipient receives, not just the fee.

Wise

Transparent fee · Mid-market — no markup

Lowest overall

TapTap Send

Zero fee · Small markup on rate

Very competitive

Remitly

Small fee (often waived) · Markup included

Competitive

Western Union

Variable fee · Significant markup

Higher cost

UK High-Street Bank

High fixed fee · Large markup (2–4%)

Most expensive

Costs are indicative for a £1,000 transfer and may vary. Use our comparison tool above for live, exact figures.

Fastest Ways to Send Money from UK to India

Transfer speed depends on the provider, payment method, and delivery method you choose. Here is a breakdown of what to expect:

Instant (seconds to minutes)

Remitly (via UPI or bank deposit), TapTap Send, and ICICI Money2India (to ICICI accounts). Best for urgent transfers where the recipient needs funds immediately.

Fast (1–4 hours)

Wise, Instarem, and XE typically deliver within a few hours during UK and Indian banking hours. Ideal for non-urgent but same-day transfers.

Same Day (within 24 hours)

WorldRemit, TransferGo, and Revolut. These providers process transfers quickly but may take up to a business day depending on banking cut-off times.

Standard (1–3 business days)

Western Union (bank deposit), MoneyGram, and traditional UK banks. Slower but suitable for recurring or non-time-sensitive transfers.

Is It Safe to Send Money from UK to India Online?

Yes. Every provider listed on RemitServe is authorised and regulated by the Financial Conduct Authority (FCA), the UK's financial regulator. This means your money is protected by strict rules on safeguarding, transparency, and complaint handling.

FCA Regulated

All providers hold FCA authorisation as payment or e-money institutions.

Encrypted Transfers

256-bit SSL encryption and two-factor authentication protect your transactions.

Safeguarded Funds

Customer funds are held separately from provider operating accounts.

For added peace of mind, providers like Wise are publicly listed on the London Stock Exchange, and bank-backed services like SBI UK and ICICI Money2India hold dual PRA and FCA regulation, the highest regulatory standard in the UK.

Online Money Transfer vs UK Banks: Why It Matters

Traditional UK banks like HSBC, Barclays, and Lloyds offer international transfers to India, but they are typically far more expensive than specialist online providers. Here is why:

UK Banks

• High fixed transfer fee per transaction
• Exchange rate markup of 2–4% over mid-market
• Speed: typically 2–5 business days
• Cost is mostly hidden in the exchange rate

Online Specialists

• Low or zero transfer fees
• Exchange rate close to mid-market (or exact)
• Speed: instant to same day
• Total cost shown upfront before you send

By switching from your bank to a specialist online provider, you could save significantly on every transfer. Our comparison tool shows you exactly how much more INR your recipient gets with each provider compared to a typical bank transfer.

Frequently Asked Questions

Guides & Resources

Learn more about sending money from UK to India

GBP to INR Rate Trends →Best Way to Send Money Guide →

Send Money to Indiawith Confidence

Estimate your transfer

Why 50,000+ users trust RemitServe

100% Free, Always

Independent & Unbiased

Real-time Rates

Top providers · GBP → INR

Top providers · GBP → INR

Waiting for a better rate?

How RemitServe Works

Enter Amount

Compare & Choose

Send Securely

How Much Does It Cost to Send Money from UK to India?

Fastest Ways to Send Money from UK to India

Instant (seconds to minutes)

Fast (1–4 hours)

Same Day (within 24 hours)

Standard (1–3 business days)

Is It Safe to Send Money from UK to India Online?

FCA Regulated

Encrypted Transfers

Safeguarded Funds

Online Money Transfer vs UK Banks: Why It Matters

UK Banks

Online Specialists

Frequently Asked Questions

Guides & Resources